Ideal Mortgage LLC

Prime Loans for Foreign Nationals

Mortgages are available to foreign nationals from any country with adequate down payment and income.

Beyond the down payment borrowers are expected to provide the following:

  • Credible income documentation for the last two years
  • Passport for identification purposes
  • Credit reports from foreign nationals’ native country and/or U.S. credit bureaus
  • Tax identification Number (TIN) as issued by the Internal Revenue Services (IRS)
  • Proof of assets for down payment and reserves, sourced from a worldwide financial institution

Note that, because foreign nationals will have a TIN, green cards, work visas and social security numbers are not required. The TIN will be used for tax payments to the U.S. government once annually.

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