Ideal Mortgage LLC

Mortgages

We do all types of mortgages including, FHA, VA, USDA, ALT-Doc, Reverse Mortgages, Commercial Loans and Loans for Foreign Nationals and more.

Types of mortgages:

  • FHA Loans
  • VA Loans
  • USDA Loans
  • Sub-prime
  • Private Lending
  • Reverse Mortgages
  • Commercial Loans
  • Prime Loans for Foreign Nationals

Portfolio of Programs

Bank Statement

  • Self-Employed Borrowers
  • 24 Month Bank Statements

Credit Event

  • 1 Day out of Foreclosure
  • Short Sale or Bankruptcy

Foreign National

  • Non-U.S. Credit Accepted

Credit Scores Starting at 500

  • Up to 80% LTV

Owner Occupied, Second Home and Investment Properties

  • DTI up to 50%

30 Year Fixed- No Prepayment Penalty

  • Gift Funds Allowed

Non-Owner

  • Purchases Up to 75%
  • No Cash Reserves
  • Cash-out with Short Sale Settled to 70% LTV
  • Purchase with Bankruptcy or Foreclosure > 2 years to 75%